10639 S Bear Creek Rd, Panama City, FL 32404
10639 S Bear Creek Rd, Panama City, FL 32404: 879 sq ft living area, 5.14 acre lot, built 2000, single family, county just value $90,860 (tax roll). Bay County record: parcel map.
- Parcel ID: fl-13-03813085000
- County: Bay County, FL
- Land use: Single family
- Lot size: 5.14 acres
- Living area: 879 sq ft
- Year built: 2000
- County just value (tax roll) — not a market value: $90,860
- County assessed value (tax roll): $79,460
- FEMA flood zone: Not on file yet
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Source: Florida county property appraiser public records and FEMA NFHL; data refreshed Jun 24, 2026. Values are county tax-roll figures, not appraisals.