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345 S HARBOR Drive, Ocean Reef, FL 33037

Single family property built in 1987 with 3,825 sq ft of living area on a 0.46-acre lot in Ocean Reef, Monroe County. Facts below come from the county property appraiser's public record.

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County just value (tax roll) — not a market value
$2,748,644
County assessed value (tax roll)
$2,748,644
Living area
3,825 sq ft
Lot size
0.46 acres (19,876 sq ft)
Year built
1987
Land use
Single family
FEMA flood zone
Not on file yet
County
Monroe County, FL
Parcel ID
fl-54-2459 40 00573690003400

At a glance

Who owns 345 S HARBOR Dr?
Monroe County property records list SMITH RAYMOND as the owner of record.
What is the county just value of 345 S HARBOR Dr?
$2,748,644 on the Monroe County tax roll (as of January 1). Just value is the property appraiser's figure for property taxes — not a market value.
What is the parcel ID?
fl-54-2459 40 00573690003400 (Monroe County).

Current owner

Owner contact info

Phones, emails and mailing addresses from public Florida records are available to members.

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More on S Harbor Dr

All 57 properties on S Harbor Dr · ZIP 33037 (Key Largo). Values are county just values (tax roll), not market values.

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Source: Florida Department of Revenue parcel roll; data refreshed Jun 25, 2026. Values are county tax-roll figures, not appraisals. How to read these values · Data sources