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Parcel fl-13-05641760000 at 7820 Cluster Road, Panama City, FL 32404

Single family property built in 1986 with 1,237 sq ft of living area on a 1.43-acre lot in Panama City, Bay County. Facts below come from the county property appraiser's public record.

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County just value (tax roll) — not a market value
$90,670
County assessed value (tax roll)
$55,970
Living area
1,237 sq ft
Lot size
1.43 acres (62,465 sq ft)
Year built
1986
Land use
Single family
FEMA flood zone
Not on file yet
County
Bay County, FL
Parcel ID
fl-13-05641760000

At a glance

Who owns parcel fl-13-05641760000?
Bay County property records list ARD, MICHELE LEE as the owner of record.
What is the county just value of parcel fl-13-05641760000?
$90,670 on the Bay County tax roll (as of January 1). Just value is the property appraiser's figure for property taxes — not a market value.
What is the parcel ID?
fl-13-05641760000 (Bay County).

Current owner

Owner contact info

Phones, emails and mailing addresses from public Florida records are available to members.

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More on Cluster Rd

All 78 properties on Cluster Rd · ZIP 32404 (Panama City). Values are county just values (tax roll), not market values.

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Source: Florida Department of Revenue parcel roll; data refreshed Jun 24, 2026. Values are county tax-roll figures, not appraisals. How to read these values · Data sources