1903 Cotton Bay Lane, Navarre, FL 32566

Single family property built in 1998 with 2,288 sq ft of living area on a 0.26-acre lot in Navarre, Santa Rosa County. Facts below come from the county property appraiser's public record.

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County just value (tax roll) — not a market value

$286,111

County assessed value (tax roll)

$194,244

Living area

2,288 sq ft

Lot size

0.26 acres (11,280 sq ft)

Year built

1998

Land use

Single family

FEMA flood zone

Not on file yet

County

Santa Rosa County, FL

Parcel ID

fl-67-23-2S-27-0000-02692-0000

At a glance

Who owns 1903 Cotton Bay Ln?: Santa Rosa County property records list STEPHENS ROYAL L III & WENDY M as the owner of record.
What is the county just value of 1903 Cotton Bay Ln?: $286,111 on the Santa Rosa County tax roll (as of January 1). Just value is the property appraiser's figure for property taxes — not a market value.
What is the parcel ID?: fl-67-23-2S-27-0000-02692-0000 (Santa Rosa County).

Current owner

STEPHENS ROYAL L III & WENDY M

Owner contact info

Phones, emails and mailing addresses from public Florida records are available to members.

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Nearby properties

1909 Cotton Bay Ln, Navarre $312K · built 2020
1897 Cotton Bay Ln, Navarre $310K · built 1998
1908 Constitution Dr, Navarre $45K
1891 Cotton Bay Ln, Navarre $259K · built 1998
6933 Elliots Gin Ln, Navarre $268K · built 1997
6934 Elliots Gin Ln, Navarre $320K · built 1997
1885 Cotton Bay Ln, Navarre $320K · built 1998
6936 Cotton Boll Ln, Navarre $275K · built 1997

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Source: Florida Department of Revenue parcel roll; data refreshed Jun 30, 2026. Values are county tax-roll figures, not appraisals. How to read these values · Data sources